September 17

Important Insurance Information on Wildfires

The wildfire season is still raging across our state. In our region alone, wildfires have devastated some of our communities. Even now, homeowners and first responders are fighting to protect homes, property, and lives.
While I hope that none of you have been affected by a wildfire, there are resources available to you in case disaster strikes.
Below you can find information provided by the Personal Insurance Federation of California on reimbursement for living expenses caused by a mandatory evacuation, and other useful links.
To the right you can find a phone number for major insurance companies in the event that you need to file a disaster claim.
Please click on any of the highlighted links below to visit the corresponding website.
The Insurance Information Network of California (IINC) has information for homeowners on conducting a home inventory here.
The California Department of Insurance’s (CDI) website provides Tips for Homeowners and Renters.
Insurance Information Institute has a 10 Minute Evacuation Challenge available on YouTube.
Your constituents should also know that homeowners may be eligible for reimbursement of additional living expenses (ALE) incurred due to mandatory evacuation or if a home is rendered uninhabitable due to a qualifying disaster event.
ALE typically covers:

  • Housing/hotel expenses
  • Additional food expenses
  • Furniture rental expenses
  • Relocation expenses
  • Storage expenses
  • Telephone installation expenses
  • Extra school and work transportation expenses

ALE coverage is generally included in the homeowners’ policy and, therefore, is available to help homeowners maintain their normal standard of living while they go through the claims and rebuilding process.
Policyholders need to contact their insurance carrier to obtain information about the specific expenses covered by ALE in their homeowners’ policy.
Businesses may also be eligible for reimbursement due to lost business. ALE coverage is guaranteed by law for up to 24 months after a declared disaster.
Insurance Contact Information to File a Disaster Claim
21st Century (800) 322-8200
AAA Claims Reporting/Auto Club of Southern California (Inter-Insurance Exchange) (800) 672-5246
AIG (877)-244-0304
Allied (800) 282-1446
Allstate (800) 54-STORM (547-8676)
American International Insurance Company of California (888) 760-9195
American National Property and Casualty Company (800) 333-2860
Amica Mutual Insurance Co. (800) 242-6422
Balboa Insurance Group/Balboa Insurance Company/Newport Insurance Company/Meritplan Insurance Company (888) 768-2096
California Casualty (800) 800-9410
Century-National Insurance Co. (800) 733-1980
Chubb (800) 252-4670
Civil Service Employees Insurance Company (800) 282-6848
CNA (877)
CNA-ASAP (262-2727)
Electric Insurance Company (800) 227-2757
Farmers (800) HelpPoint (435-7764)
Foremost (800) 527-3907
Fireman’s Fund Insurance Company (888) FIRE-HAT (347-3428)
GeoVera and GeoVera Specialty Insurance Company (800) 631-6478
IDS Property Casualty Insurance Company (Ameriprise) (800) 872-5246
Kemper Insurance (888) 252-2799
Lexington (800) 931-9546
Liberty Mutual (800) 713-7379
MetLife Auto & Home (800) 854-6011
National Interstate Insurance (800) 929-0870
Nationwide/Allied (800) 282-1446
Oregon Mutual (800) 888-2141
Pacific Specialty Insurance (800) 828-3003
Progressive (800) 776-4737
Safeco (800) 332-3226
State Farm (800) SFCLAIM (732-5246)
USAA (800) 531-8722
Wawanesa Mutual Insurance Company (800) 572-5246 u200B


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